Estimate how your 401(k) could grow with your contributions, employer match, salary growth, returns, and fees.
Enter your details to see your projected 401(k).
Projected at retirement
About /year
About /month
Projected at retirement
≈ in today’s dollars
How we calculated this
We model monthly employee and employer deposits, annual salary growth, 2026 contribution limits and age-based catch-up contributions, then apply monthly investment return, fees, and inflation.
Questions
How does a 401(k) calculator work?
It projects monthly contributions, employer match, and investment growth using your assumptions.
What does 100% match up to 4% mean?
Your employer contributes a dollar for each dollar you contribute, on the first 4% of salary.
What is the 401(k) contribution limit for 2026?
This calculator models a $24,500 employee elective deferral limit for 2026, plus eligible catch-up contributions.
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